Pete Garcia Mortgage Broker:

Service Commitment: To provide a high level of value to my clients with an unbeatable combination of service, financial & real estate expertise and the right mortgage products with exceptional rates and terms. To promote clients’ quality of life and financial prosperity.

Client Satisfaction: Pete has the highest customer satisfaction rating of any mortgage broker in the San Franciscoarea per real client evaluations on Yelp.com. The vast majority of Pete's clients refer their friends and family to him. 

Mortgage Approval & Funding Track Record:Pete has a 100% approval and funding rate for purchase mortgages. He consistently closes transactions on time. He’s never failed to deliver the promised rate and terms.

Education & Licensing: Degrees earned in Financial Management &Business Administration. Earned a California Real Estate Broker’s License and an Insurance Brokers License.

Relevant Experience: 10 years of professional and management positions at large Mortgage & Financial Services corporations. 7+ years experience as a self-employed Mortgage Broker.

Financial Focus:  Pete wants his clients to enjoy their lives and prosper financially.  He aims to understand your financial situation and future plans then use financial methods and tools to make recommendations that help you get there.

Firm Affiliation: First Capital Group, one of San Francisco’s top mortgage brokerages by volume and reputation. First Capital is considered an exceptional source of mortgages by many borrowers and real estate professionals alike.  Insurance is provided through Barbary Insurance Brokers.

Funding Sources: Pete offers mortgage products from a large array of wholesale lending sources, far more than enough to provide his clients with an incredible selection of financing options. Sources range from large, well known banks to wholesale mortgage lenders, credit unions and smaller niche investors.

Importance of So Many Funding Sources: Once we determine the type of financing to best fit your current needs and future plans, we can “shop” for the best rates and terms from more funding sources than the vast majority of our competitors.

Locking Rates: Pete subscribes to an economic service that helps determine when to lock rates for best pricing and to protect clients from rate increases.

Availability: Pete often responds to emails and phone calls outside of regular business hours, and is available by appointment evenings and weekends. Clients receive Pete’s personal cell phone number and email address for additional responsiveness.